Plans are required to cover a set of essential health benefits, including preventive services, prescription drugs, maternity care, mental health services, and more. This ensures that individuals have comprehensive coverage for their healthcare needs. The ACA provides subsidies to eligible individuals and families to make health insurance more affordable.

Additionally, it encouraged states to expand Medicaid, allowing more low-income individuals to qualify for this public health insurance program. Young adults are allowed to stay on their parents' health insurance plans until the age of 26. This provision provides a safety net for young people who may not have access to employer-sponsored insurance. Plans are required to cover preventive services, such as vaccinations and screenings, at no additional cost to the insured. This encourages individuals to prioritize preventive care, potentially reducing long-term healthcare costs.

These plans are prohibited from imposing annual or lifetime limits on essential benefits. This ensures that individuals with chronic or costly conditions can continue to receive necessary care without facing abrupt coverage limits. These benefits collectively aimed to make healthcare more accessible, affordable, and comprehensive for a broader segment of the population. It's important to note that the specifics of ACA provisions may vary, and individuals should review plan details and updates to understand their coverage fully.