Plans are required to cover a set of essential health benefits, including preventive services, prescription drugs, maternity care, mental health services, and more. This ensures that individuals have comprehensive coverage for their healthcare needs. The ACA provides subsidies to eligible individuals and families to make health insurance more affordable.

Feeling the Rising Cost of ACA Coverage? You’re Not Alone.

While the Affordable Care Act (ACA) has expanded access to health coverage and introduced important protections, many individuals and families are experiencing increasing monthly premiums and out-of-pocket costs. For those who don’t qualify for significant subsidies, these rising expenses can place a real strain on the household budget.

There Is an Alternative.

Impact Health offers a different approach through a healthcare cost-sharing model designed to be more flexible and affordable. Instead of traditional insurance, members contribute monthly and share in each other’s medical expenses — creating a community-based solution that prioritizes transparency and cost savings.

With Impact Health, members can enjoy:

    •    Lower monthly costs compared to many ACA plans

    •    Freedom to choose providers without restrictive networks

    •    A simple, straightforward structure with no surprise bills

This model is ideal for individuals and families looking for a more budget-friendly option while still maintaining access to quality care.